Are you living outside India and haven’t explored global financial opportunities yet?
Looking for trustworthy and affordable professional advice to invest in profitable avenues in the best what the investing world has to offer?
Welcome to the world of OWAS, the ‘One World Advisory Services’ by Hum Fauji Initiatives. An exclusive service vertical curated for your loved ones living in the USA, Canada, Europe, Asia, Australia, Africa, South America or anywhere else in the whole world.
Our one world advisory services are designed for those who are eager to start investing for wealth creation and abundance.
Explore OWAS to achieve your dreams of a great lifestyle, amazing holidays, top-tier global education for your kids and much more.
This innovative service, the OWAS, guides you to invest in the US markets, the biggest markets in the world accounting for almost 43% of global stock market capitalization, at very low costs, with continuous professional advice, monitoring and regular guidance.
Why invest in the US markets?
Investing in the US markets offers compelling advantages that can power the financial portfolio of anybody you know who stays outside India:

Global Economic Powerhouse: Join the world’s biggest economy, with companies like Google, Meta, Amazon, Apple, Netflix, Nvidia, Coca Cola and others with their world leading technologies.
Diverse Landscape:From established titans to rising stars, access a variety of industries and maximize your growth potential.
Leading Companies: Own a piece of the future, investing in iconic brands that shape trends and redefine the world order. This is true of not only US companies but leading companies of the world outside US because most of the world’s top companies are either listed in the US stock exchanges or can be invested into indirectly through financial instruments trading on stock exchanges there.
Market Liquidity and Efficiency: Experience quick execution of trades leveraging the transparent and well-regulated US markets.
Innovation Edge: Stay ahead of the curve with access to cutting-edge research and groundbreaking advancements in healthcare, tech, and beyond.
At Hum Fauji Initiatives, we understand that navigating the US stock market can be complex, especially if you are unfamiliar with the international investment landscape. That’s why we have tailored OWAS to cater to your unique needs. With our expert guidance and personalized advice, you can confidently manage your investments and maximize your financial potential.
Who is this service meant for?
OWAS is designed exclusively for individuals residing outside India who want to invest in the US and global markets. Please note that anybody, including citizens of any country of the world of any nationality, can subscribe to this service from Hum Fauji Initiatives if they are not residents of India.
What's in your OWAS adventure pack?
Here’s what OWAS offers to anybody who wishes to go ahead:
Craft Your Portfolio: We’ll assist you in creating a diversified portfolio for your money, using ETFs, stocks, maybe some cash instruments and bonds, and even cryptos, as we deem fit for you amidst the prevailing circumstances depending on your risk appetite. It will be a customised portfolio for you and not a one-size-fits-all kind of portfolio.
There will be three broad categorized portfolios managed by us, all of which are focused towards long-term wealth creation with none of these products aiming for short-term gains: –

- Conservative: Play it safe with low-risk, blue-chip investments for steady, stress-free returns.
- Balanced: Set your sights on long-term prosperity with a mix of established and promising companies.
- Aggressive: Buckle up for a thrilling ride with high-risk, high-reward ventures for the adrenaline junkies.
Portio Performance (As in April 2025)
Portfolio Performance | Conservative | Balanced | Aggressive |
---|---|---|---|
Absolute returns since launch (14-07-2023) | 20.99% | 25.29% | 20.76% |
Expert Guidance and Monitoring: Our experienced researchers keep a close eye on the US market, local and global economies, and other factors impacting your investments. We provide timely advice and swift recommendations to keep your portfolio aligned with your goals and offer monthly updates on the market’s impact on your investments.
Accessible to all Individuals living outside India and wanting to invest in the USA: Accessible to all Individuals living outside India and wanting to invest in the USA: We believe that everyone deserves access to affordable professional financial advice and an opportunity to build a secure financial future. Unlike our services in India, which are exclusively available only to Indian armed forces officers and their close family members (their parents and children), our OWAS is open to anyone stationed outside India of any nationality and wanting to invest in the US markets. Please note that OWAS is not available for anybody stationed within India.
Transparent Fee Structure: Enjoy OWAS at a small flat fee, regardless of your portfolio size. Benefit from fixed, semi-annual fee and transparent pricing, ensuring unbiased advice and ongoing support without hidden charges or conflicts of interest.
Don’t miss this chance for yourself or your loved ones to explore the vast potential of the US markets. Join OWAS and start your investment journey with Hum Fauji Initiatives!
Why Choose Hum Fauji Initiatives (HFI) for Your Global Investment Journey?
Specialised Expertise in Global Investing At HFI, we offer a structured and well-researched approach to global investments. OWAS helps individuals residing outside India invest seamlessly in the US markets—the world’s largest and most influential stock market. With expert guidance, we help you navigate complex global financial landscapes with confidence.
A Proven Track Record of Performance Our three curated portfolios—Conservative, Balanced, and Aggressive—have demonstrated impressive returns since launch (July 2023):
Their excellent returns reflect our prudent strategy, market insights, and long-term wealth-building philosophy tailored to different risk appetites.
Personalized Investment Strategies Unlike generic investment platforms, we customize your portfolio based on your risk profile, financial goals, and market conditions. We incorporate a mix of ETFs, blue-chip stocks, bonds, and even cryptocurrencies (where appropriate), ensuring a diversified and robust portfolio for sustained growth.
Continuous Market Monitoring & Expert Advice HFI’s dedicated research team continuously tracks US and global markets, providing you with timely portfolio rebalancing and monthly performance updates. Our professional insights help you make well-informed investment decisions, keeping you ahead in dynamic market conditions.
Open to All Global Investors (Except Indian residents) Unlike our India-based financial planning services, which are exclusive to Indian Armed Forces officers and their families, OWAS is available to any individual residing outside India, regardless of nationality. Whether you are in the USA, Canada, Europe, Asia, or Australia, our services are tailored to help you invest in the US markets with ease.
Transparent & Affordable Fee StructureUnlike many investment firms that charge a percentage of your portfolio (leading to hidden costs), we offer a flat, semi-annual fee structure, ensuring complete transparency. This means:
- No hidden charges
- No conflict of interest
- Unbiased professional advice
Unmatched Convenience & Seamless Support
- Easy access to our advisory team via phone, WhatsApp, and BOTIM
- Direct consultation with financial experts for personalized solutions
- Hassle-free registration and onboarding process
- Dedicated client support during IST working hours
Frequently Asked Questions (FAQs)
We charge a very nominal flat fee of USD 250 per half-year payable at the start of the half-year. The first instalment of USD 250 is due at the time of starting the service. As a gesture of appreciation for timely payment, if the fee is paid within 30 days from the due date, we offer a special discounted rate of just USD 150 for the second half of the year—a savings of 40%!
Absolutely! OWAS is designed for individuals residing outside India. Your children living in the UK are fully eligible to subscribe to the service
OWAS portfolio is made exclusively for people living outside India who are looking for investments in the USA market from their residence country other than India. So if you are based abroad, you can take OWAS also as an additional portfolio.
Sure, you can pay the fees on behalf of them. However, the execution part of the investments will be on them only since they will be using a US based platform to invest.
There is no mandatory minimum investment, but we generally recommend starting with an amount that allows meaningful diversification across ETFs and stocks (typically USD 3,000–5,000 or more). The more diversified your portfolio, the more effective our recommendations will be.
No, we provide advisory services only. You are responsible for executing the investments on your chosen U.S. investing platform.
However, we do assist you in selecting a suitable investment platform that aligns with your requirements—whether it’s for investing in ETFs, U.S. stocks, bonds, or cash instruments.
We provide monthly portfolio monitoring and reports. You will be required to upload your latest portfolio data on to a shared Google Sheet (accessible only to you and us) in the first week of every month. We monitor that sheet and give you our advice and recommendations when required. We will remind you of this activity regularly.